Buy-now, pay-later services like Klarna and Afterpay seemed to be having a moment with Gen Z, but attitudes might be changing ...

Researchers from Imperial College Business School and University of Leeds published a Journal of Marketing study that ...

Interest rates are unlikely to rise in 2025, regardless of the relatively doveish stance of the Federal Reserve in the United States, which reduces the probability of BNPLs going insolvent in 2025.

BNPL, also known as point-of-sale loans, is kind of like a modern-day layaway option: Consumers can buy items online or in-store, and then split up the cost of a purchase over a few weeks or a few ...

In order to avoid this, you'll want to opt for a BNPL loan that doesn't report to the credit bureaus. For example, Afterpay only offers one product: A six-week BNPL option with 0% interest ...

FICO (NYSE: FICO), global analytics software provider, released key guidance and takeaways from a study that has recently analyzed the impact of including ‘Buy Now, Pay Later’ (BNPL ...

Citigroup is making progress with installment lending, an option that banks have been slow to embrace while fintechs have grown the market. Citi Pay Installment Loans was launched in late 2023 as part ...

American Fintech Council CEO Phil Goldfeder discussed the reasons consumers have started using buy now, pay later services in greater numbers, and why they return to the emerging payment method.

Why BNPL Could Skyrocket This Holiday Season: What You Need to Know Your email has been sent The Rise of BNPL in Holiday Spending Impact of Buy Now Pay Later Holidays on the Retail Industry ...

The agreement integrates Klarna's flexible payment methods into JP Morgan's extensive payment processing network to enhance consumer flexibility and business growth.

Katherine Adkins, Chief Legal Officer, Affirm noted that consumer spending is the engine that drives the American economy.

Rather than declining the application, BNPL lenders have begun making counteroffers, including, for example, a downpayment above the typical 25%, or a lower amount of credit offered. Among ...