The answer, as promised, is complicated. On balance, BNPL models can be a force for good, unlocking access to capital at the customer pain point. The convenience and flexibility they provide to ...

BNPL adoption is expected to surge this holiday season. Dive into the latest trends, consumer habits, and what this means for ...

Jess Riley, a 31-year-old content creator who has shared her debt journey on ... to assess whether a customer can afford the loan and repayments. The exact amount owed to BNPL services is unknown ...

India's BNPL journey is one of ambition tempered by caution. Initially celebrated as a game-changer in financial inclusion, its growth was curtailed when the Reserve Bank of India imposed stricter ...

FIS's debit-processing bank clients will soon be able to integrate Affirm's pay-over-time-products into existing digital ...

As an elder Gen Zer, his spending choices fit in with a trend BNPL companies and retail experts have observed in young adults. "I try to buy everything out of pocket if I can," Timms said.

"We have worked with a lot of retail partners for decades, and they'll want to work with a trusted brand that is there for them throughout the customer cycle," Mani said. Building a network of ...

UK consumers are ignorant of the true costs of BNPL according to research from the Lending Standards Board. The LSB data underscores the need for more awareness of these products. And highlights ...

This channel, facilitated by a few payment aggregators, leverages the existing nodal account (escrow account after authorisation) to route payments between a BNPL customer and a merchant.