A joint-life annuity ensures that after one annuitant dies, payments continue for the life of the surviving spouse. If the ...

As part of any retirement planning scenario, you will look at all the options available. Whether this is maintaining a ...

Income annuities come in two forms: Immediate annuities, which start payments within 12 months of signing your contract and deferred annuities, which delay payouts until years in the future.

The outlook for Social Security is gloomy, but you can save now to protect against benefit cuts in the future. If the cuts ...

Separately, a Deferred Income Annuity might be ideal for those who want to delay payouts for up to 5 or even 20 years after making a lump sum payment. There is a higher payout than an immediate ...

The minimum is $25,000 for fixed and immediate annuities and $15,000 for deferred income annuities. Pacific Life's $50 annual fee can be waived for accounts valued at $50,000 or more. There is ...

The Income Tax Bill, 2025, tabled in Parliament, reorganises deductions previously under Section 80C into specific clauses.

Combining annuities with IRAs or 401(k)s can be powerful. But people often don’t even consider the combination because of ...

An annuity provides one of the most secure forms of income in retirement. Unlike a portfolio of investments, this insurance ...