BNPL, also known as point-of-sale loans, is kind of like a modern-day layaway option: Consumers can buy items online or in-store, and then split up the cost of a purchase over a few weeks or a few ...

Interest rates are unlikely to rise in 2025, regardless of the relatively doveish stance of the Federal Reserve in the United States, which reduces the probability of BNPLs going insolvent in 2025.

Buy-now, pay-later services like Klarna and Afterpay seemed to be having a moment with Gen Z, but attitudes might be changing ...

Researchers from Imperial College Business School and University of Leeds published a Journal of Marketing study that ...

FICO (NYSE: FICO), global analytics software provider, released key guidance and takeaways from a study that has recently analyzed the impact of including ‘Buy Now, Pay Later’ (BNPL ...

Citigroup is making progress with installment lending, an option that banks have been slow to embrace while fintechs have grown the market. Citi Pay Installment Loans was launched in late 2023 as part ...

American Fintech Council CEO Phil Goldfeder discussed the reasons consumers have started using buy now, pay later services in greater numbers, and why they return to the emerging payment method.

Why BNPL Could Skyrocket This Holiday Season: What You Need to Know Your email has been sent The Rise of BNPL in Holiday Spending Impact of Buy Now Pay Later Holidays on the Retail Industry ...

Katherine Adkins, Chief Legal Officer, Affirm noted that consumer spending is the engine that drives the American economy.

The agreement integrates Klarna's flexible payment methods into JP Morgan's extensive payment processing network to enhance consumer flexibility and business growth.

ADL further highlights Germany as a key example of the scalability of B2B BNPL. In 2022, B2B online sales in Germany reached $467bn, accounting for 6.4 per cent of the country’s total B2B commerce.

Rather than declining the application, BNPL lenders have begun making counteroffers, including, for example, a downpayment above the typical 25%, or a lower amount of credit offered. Among ...