Researchers from Imperial College Business School and University of Leeds published a Journal of Marketing study that ...

Although BNPL can provide short-term benefits, frictionless access to credit ... unlocking access to capital at the customer pain point. The convenience and flexibility they provide to consumers ...

The rising popularity of Buy Now, Pay Later (BNPL) solutions raises questions for lenders that don’t have a standardized way ...

And this is unfortunate. Because without a BNPL offering, banks may be missing out on the biggest customer acquisition opportunity to date – one that they are inherently equipped to win over the ...

Customer service issues: Some BNPL users may have trouble settling disputes. For example, if you buy an item you need to return, you must deal directly with the store, even though your loan is ...

RHB Bank has launched RHB PayLater, a debit card-linked Buy Now, Pay Later (BNPL) solution offering seamless instalments. How ...

In recent years, though, the financial technology or "fintech" revolution in the customer credit market has changed all that, with the meteoric rise of buy-now-pay-later (BNPL) services.

Katherine Adkins, Chief Legal Officer, Affirm noted that consumer spending is the engine that drives the American economy.

The buy now/pay later lender outperformed nearly every analyst estimate in its fiscal Q2 2025 earnings report. CEO Max Levchin said the company is 5 months out from positive GAAP operating income.

"We have worked with a lot of retail partners for decades, and they'll want to work with a trusted brand that is there for them throughout the customer cycle," Mani said. Building a network of ...

Affirm's strong 2024 performance, driven by robust execution and rising BNPL demand ... Importantly, Affirm is clearly seeing the benefits of scale. Adjusted operating income of $130 million ...